CKYC Automation — AI-Powered CERSAI Compliance for Banks & NBFCs
ShareDocs CKYC Automation integrates directly with CERSAI to automate customer KYC document collection, AI-powered data extraction, deduplication, verification and submission — reducing customer onboarding from days to hours.
CKYC Automation — AI-Powered CERSAI Compliance
KYC onboarding is one of the highest-volume document processes in Indian banking and financial services. Each customer requires 8–12 documents. Data from those documents must be extracted, validated against CERSAI and submitted — accurately and with a complete audit trail. Manual processing creates delays, errors and compliance exposure.
ShareDocs CKYC Automation uses AI to extract identity fields from uploaded documents automatically, integrates directly with CERSAI for deduplication and submission, and maintains a complete RBI-compliant audit trail for every customer.
- AI-powered ECM — 4 native AI features, not marketing language
- ISO 27001 certified — auditable data security
- 400+ configurable workflows, no coding required
- SaaS: go live in 3 days. On-premise: 2–4 weeks
- 97% annual renewal rate — clients stay because it works
- India-based support team — not an overseas ticket queue
How banks and NBFCs use ShareDocs CKYC Automation
AI-Powered KYC Data Extraction
Customer submits KYC documents — PAN, Aadhaar, address proof, bank statement. AI automatically extracts all required fields: name, date of birth, address, PAN number, Aadhaar number. Fields pre-populated into the KYC record — no manual re-keying. Low-confidence extractions flagged for staff review.
Bulk Processing with Confidence Scoring
Configure a folder-based bulk workflow. Documents uploaded to a designated folder are processed automatically. Records above the confidence threshold are auto-approved and submitted to CERSAI. Records below the threshold are routed to a review queue. Thousands of customers processed without proportionally increasing staff.
CERSAI Integration & Submission
After AI extraction and internal verification, customer KYC data is submitted to CERSAI programmatically via the official API. CERSAI responses — confirmation, existing record match, rejection — are captured and archived with the customer record. Complete CERSAI interaction history available for RBI audit.
Periodic KYC Review Automation
ShareDocs tracks each customer's KYC review date. When the review date approaches, an automated workflow is triggered — customer notified, document re-collection initiated, new documents processed through AI extraction, updated records resubmitted to CERSAI. Review completion documented with timestamp.
CKYC Automation features
| Feature | What it does | Type |
|---|---|---|
AI KYC Data Extraction | Name, DOB, address, PAN, Aadhaar extracted automatically from uploaded KYC documents | ✦ AI |
Confidence Scoring | Configurable confidence threshold — high-confidence records auto-approved, low-confidence routed for review | ✦ AI |
CERSAI API Integration | Direct integration with CERSAI for deduplication, submission and response archiving | |
Bulk Folder Processing | Folder-based bulk workflow processes thousands of customer documents automatically overnight | ✦ AI |
Periodic KYC Review Workflows | Automated review date tracking with customer notification and re-collection workflows | |
RBI Audit Trail | Complete CERSAI interaction history and document action log for RBI compliance | |
Deduplication | CERSAI deduplication check before submission — prevents duplicate KYC records | |
ISO 27001 Security | Bank-grade security with AES-256 encryption and role-based access controls |
Frequently asked questions — CKYC Automation
How does AI data extraction work for KYC documents?
When a customer uploads their KYC documents — PAN card, Aadhaar, address proof — ShareDocs AI automatically extracts all required fields: full name, date of birth, address, PAN number, Aadhaar number, gender. These fields are pre-populated into the KYC record. A confidence score is assigned to each extraction. High-confidence extractions proceed automatically; low-confidence extractions are queued for staff verification.
What is the bulk AI extraction with confidence scoring feature?
For high-volume KYC processing, you can configure a folder-based bulk workflow. Customer documents are uploaded to a designated folder. The AI processes each document set and extracts fields automatically. Records above the configured confidence threshold are auto-approved and submitted to CERSAI. Records below the threshold are routed to a review queue for staff action.
How does CERSAI integration work?
ShareDocs connects directly to CERSAI via the official API. After AI extraction and internal verification, customer KYC data is submitted to CERSAI programmatically. CERSAI responses — confirmation, existing record match, rejection — are captured and archived with the customer record. The complete CERSAI interaction history is available for RBI audit.
Can ShareDocs handle periodic KYC review obligations?
Yes. ShareDocs tracks each customer's KYC review date. When the review date approaches, an automated workflow is triggered — the customer is notified, document re-collection is initiated, new documents are processed through AI extraction, and updated records are resubmitted to CERSAI. The periodic review completion is documented with a timestamp for compliance.
How quickly can CKYC Automation be deployed?
On our SaaS cloud: 3 days including CERSAI API configuration. On-premise: 2–4 weeks. Our team handles the complete CERSAI integration, confidence score calibration and workflow configuration for your specific KYC document types.
Ready to automate your CKYC process?
Join 300+ Indian enterprises. Start on our cloud in 3 days, or deploy on-premise in 2–4 weeks.